Downtown Los Angeles Lofts
When you’ve decided to acquire Downtown LA Lofts and Condos for Lease, you know it’s a process. Maybe you’ve already talked to a real estate agent (or maybe you’re looking for one – and if that’s the case, you should call 213-254-7626 right now!), looked at real estate listings to find out what you like […]
If you’re buying a condo or loft for sale in Little Tokyo, you’ll probably need a mortgage loan – most people do. The first step in your home search should be getting preapproval for that loan. Here’s how. How to Get Mortgage Preapproval From a Lender After you’ve shopped around for the best rates and […]
When you’re buying a loft or condo in Downtown Los Angeles and using a mortgage (like most people do), you’re going to hear all kinds of industry terms. Here’s how to make sense of it all. 7 Mortgage Terms You Need to Know Check out these common terms: Amortization Appraisal Closing costs Earnest money Points […]
If you’re like most buyers, it’s been a while since you last dove into the housing market. Maybe you’re looking for your first condo for sale in DTLA, or maybe you’re buying your second, third or subsequent place – but no matter what you’re doing, it’s safe to say that the mortgage market has changed […]
When you buy a condo or loft for sale in DTLA, you’re probably going to need a mortgage loan to do it – and that’s perfectly normal. However, it does mean that you’ll have a lender looking at loan-to-value ratio, and that LTV plays a role in what kind of rate you’ll get on your […]
When you buy a loft or condo for sale in DTLA with less than 20% down, you’re most likely going to have to buy private mortgage insurance. But what is private mortgage insurance, and when can you stop paying it? Understanding PMI: What is Private Mortgage Insurance? Private mortgage insurance is money you pay out […]
When you’re buying a loft or condo for sale in DTLA, you’ll most likely have to get a mortgage loan – most of us do! But that means you’ll probably have plenty of questions for your lender. Check out these three common mortgage questions so you know what you’re getting into. 3 Common Mortgage Questions, […]
When you’re buying a condo or loft for sale in DTLA, there’s a pretty good chance that you’ll need a mortgage loan to do it. Most of us do! But the mortgage world is filled with alien terms. Here’s a quick list of mortgage terms you need to know this year if you intend to […]
You’ve heard about adjustable-rate mortgages, but if you’re like many people, you don’t know a whole lot about them. Adjustable-rate mortgages, or ARMs, can be a good choice for some people. Are you one of them? What You Need to Know About Adjustable-Rate Mortgages An ARM, which is also called a variable-rate mortgage, is a […]
If you’re buying a condo for sale in DTLA and getting a 30-year, fixed-rate mortgage, it feels like it makes sense to pay it off as quickly as possible. But is that the right choice? Not always. Here’s what you need to know. Should You Pay Off Your Mortgage As Quickly As You Can? If […]
Getting a mortgage to buy a condo or loft in DTLA is tough when you’re a freelancer or business owner. Here’s what you need to do to get a mortgage. How to Get a Mortgage if You’re Self-Employed Show that you make a profit Prove your income is stable Show that you have plenty of […]
If you’re buying a condo for sale in DTLA, you’ll probably need a mortgage – most people do. But here’s some mortgage advice you probably haven’t heard. 3 Pieces of Mortgage Advice for Home Buyers Shop for the best interest rate Keep your payment under what you make in one check Make extra mortgage payments […]
If you’re buying a condo for sale in DTLA, you need to know that financing one is a lot different from financing a single-family home. Even if this isn’t the first condo you’ve purchased, here’s a quick refresher that can help you understand how financing a condo is different from financing a single-family house. How […]
When you buy a condo or loft in downtown Los Angeles, there are a few things you can do to reduce your closing costs. Here they are: Compare the costs between lenders Evaluate your loan estimate Negotiate fees with your lender How to Reduce Closing Costs on a Loft or Condo in DTLA Compare Costs […]
If you’re buying a loft for sale in DTLA, your first step is to get mortgage preapproval – and here’s why. What is Mortgage Preapproval? Mortgage preapproval is essentially a lender telling you, “Ok, as long as your financial situation doesn’t change between now and the time you officially apply for a mortgage loan, we […]
If you’re buying a condo or loft for sale in DTLA, you’ll most likely need a mortgage – most people do. But these are three persistent myths about mortgages that you should know before you start applying. 3 Myths About Mortgages That Most People Believe The biggest three myths about mortgages are: Co-borrowers get rates […]
