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What Do Equifax, TransUnion and Experian Do?

How Credit Bureaus Report Your Credit

If you’re buying a loft or condo for sale in Little Tokyo, you’ll probably need to get a mortgage loan – but whether you’re able to or not depends largely on your credit score. Usually, lenders check your credit score through the three main credit bureaus: Equifax, TransUnion and Experian. They also look at your […]

Posted in: Credit, Mortgages Tagged: Credit, Equifax, Experian, FICO Score, Mortgages, TransUnion

High and Low Appraisals: What You Need to Know

High and Low Appraisals What You Need to Know

When you buy a condo or loft for sale in DTLA, your lender will probably require an appraisal. But what happens if the appraiser’s value doesn’t match the home’s sales price? Here’s what you need to know. Related: What is an appraisal in real estate? High and Low Appraisals: What You Need to Know An […]

Posted in: Blog, Buyers, Mortgages Tagged: Appraisal, Buying, Buying a Condo, Buying a Loft, DTLA, High Appraisal, Home Appraisal, Low Appraisal, Mortgages

3 Things Buyers Need to Know About Real Estate Appraisals

3 Things Buyers Need to Know About Real Estate Appraisals

When you make an offer on your DTLA condo or loft, your lender will most likely require an appraisal. As a buyer, these are the three things you need to know: You don’t get to choose the appraiser. You do have to pay for the appraisal. Your lender has to give you a copy of […]

Posted in: Blog, Buyers, Mortgages Tagged: Appraisal, Buying a Condo, Buying a Home, Buying a Loft, DTLA, Home Appraisal, Lenders, Mortgages

What is a Home Appraisal?

What is a Home Appraisal

When you buy a condo or loft for sale in DTLA, your lender will most likely require a home appraisal – and you have to pay for it. But what is a home appraisal, and how much does it cost? What is a Home Appraisal? A home appraisal is an official estimate of a home’s […]

Posted in: Blog, Buyers, Mortgages Tagged: Appraisal, Buying, Buying a Condo, Buying a Loft, First-Time Buyers, Home Appraisal, Lenders, Mortgages

Big Mortgage Myths, Busted

Big Mortgage Myths, Busted

When you’re buying a condo or loft in DTLA, it’s safe to say you’ll need a mortgage loan to do it. Most people do. But don’t fall for these three big mortgage myths that suck most people in. 3 Big Mortgage Myths, Busted Interest rates are the same as APR You’ll make out big on […]

Posted in: Blog, Buyers, Mortgages Tagged: APR, Interest Rate, Mortgages, Myths, Taxes

What is Private Mortgage Insurance, or PMI?

What is Private Mortgage Insurance, or PMI

If you’re buying a loft or condo for sale in DTLA, you’ll probably need a mortgage loan to do it. Most people do. And you may also need to pay for private mortgage insurance. But what is private mortgage insurance, and why would you have to buy it? What is Private Mortgage Insurance? Private mortgage […]

Posted in: Blog, Buyers, Mortgages Tagged: Mortgages, PMI, Private Mortgage Insurance

3 Credit Myths That Might Hurt Your Chances of Buying a Loft or Condo

3 Credit Myths That Might Hurt Your Chances of Buying a Loft or Condo

If you’re like most people who want to buy a loft or condo for sale in DTLA, you know that you’ll need a mortgage loan to do so. But these three persistent credit myths could be hurting your chances of qualifying for the best terms and rates. 3 Credit Myths That Might Hurt Your Chances […]

Posted in: Blog, Buyers, Credit, Mortgages Tagged: Buying a Condo, Buying a Home, Buying a Loft, Credit, Mortgages, Myths

What Goes Into Closing Costs?

What Goes Into Closing Costs

Buying a condo or loft for sale in DTLA, for most people, means taking out a loan and sitting down at the closing table… and paying closing costs. But what goes into closing costs, and how much will they run you on closing day? What Goes Into Closing Costs? Your closing costs include several fees […]

Posted in: Blog, Mortgages Tagged: Buying a Home, Closing Costs, Fees, Mortgages

VA Loan Benefits When You Buy a Loft or Condo in DTLA

VA Loan Benefits When You Buy a Loft or Condo in DTLA

If you’re a veteran or current service member of the U.S. Armed Forces, you could qualify for a VA loan – but what are the benefits when you’re buying a condo or loft in DTLA? VA Loan Benefits When You Buy a Loft or Condo in DTLA VA loans come with several benefits attached, and […]

Posted in: Blog, Mortgages Tagged: Military, Mortgages, VA Loan

What is Mortgage Insurance?

What is Mortgage Insurance

If you’re buying a loft or condo for sale in DTLA, you know that you’ll need to come up with a down payment – but what happens if it’s not the full 20 percent most lenders want? You’ll have to buy mortgage insurance. But what is mortgage insurance, and how much will it cost you? […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Insurance, Mortgages

How to Figure Out How Much House You Can Afford

How to Figure Out How Much House You Can Afford

If you’re like most people buying a condo or loft in DTLA, you want to know how much home you can afford. One way to figure it out is to get preapproval from a lender; that way, you’ll know how much you’re likely to get approved for. But there’s more to it than that. Just […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Mortgages

VA Loan Requirements

VA-Loan-Requirements

If you’re thinking about buying a condo or loft in DTLA using a VA home loan, here’s what you need to know about qualifying. VA Loan Requirements The VA has very specific requirements on who can qualify for this type of loan. Here’s a quick run-down – ask yourself these questions: Are you active duty? […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Military, Mortgages, VA Loan

What Does a Mortgage Payment Consist Of?

What Does a Mortgage Payment Consist Of

Buying a loft or condo for sale in DTLA? Here’s what you need to know about what goes into those monthly mortgage payments you’ll be making. What Does a Mortgage Payment Consist Of? A mortgage payment – the money you send to your lender every month to repay your home loan – gets broken up […]

Posted in: Blog, Buyers, Mortgages Tagged: Financing, Mortgages, Payments

How to Estimate How Much House You Can Afford

How to Estimate How Much House You Can Afford

Most people buying a loft in DTLA have to crunch some numbers to figure out how much home they can afford – even if they’re currently renting, because owners incur different costs than renters do. So how do you estimate how much house you can afford? How to Estimate How Much House You Can Afford […]

Posted in: Blog, Buyers, Mortgages Tagged: Budget, Buying a Home, Mortgages

What is an FHA Loan?

What is an FHA Loan

If you’re buying a DLTA loft or condo for sale, you’ll most likely need a mortgage loan – and you’re not alone. Most people don’t have enough cash sitting around to buy a home with no mortgage. One of your options is an FHA loan. What is an FHA Loan? An FHA loan is a […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, FHA Loans, Mortgages

What Are Conventional Loans?

What Are Conventional Loans

If you’re like most people buying a loft or condo for sale in DTLA, you know you’ll need a mortgage – but what kinds of options do you have? Today we’re talking about conventional loans. What Are Conventional Loans? A conventional loan is a loan made by a lender to a borrower. It’s not backed […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Conventional Loans, Mortgages

Talk To Randelle Right Now!

Randelle Green
Have a question? Give me a call at 213-254-7626, or you can click my photo for more options to call or email and I will contact you right away.

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Downtown Broker/Realtor Randelle Green

Barker Block Sales (Over $10.5m SOLD) *6 Yr Personal Sales Totals!!

Veteran DTLA Broker Randelle Green’s personal sales totals (representing Sellers and Buyers) in less than 6 years at the renowned Barker Block (The King of The Arts District). Leading the way through one of Downtown’s most impressive and popular warehouse loft complexes. Looking to Buy or Sell, you know who to call! The RandelleGreen Group……I […]

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The RandelleGreen Group

Downtown LA Lofts and Condos

213-254-7626
green@therandellegreengroup.com

Downtown LA Lofts & Condos
Los Angeles, Ca 90015

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