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VA Loan Benefits When You Buy a Loft or Condo in DTLA

VA Loan Benefits When You Buy a Loft or Condo in DTLA

If you’re a veteran or current service member of the U.S. Armed Forces, you could qualify for a VA loan – but what are the benefits when you’re buying a condo or loft in DTLA?

VA Loan Benefits When You Buy a Loft or Condo in DTLA

VA loans come with several benefits attached, and if you qualify for them, you could enjoy:

  • No down payment (100% financing)
  • No PMI
  • No prepayment penalty
  • Limited closing costs

Down Payments on VA Loans

When you take out a VA loan, you can get 100 percent financing. That means you don’t have to come up with a down payment at all – the VA will vouch for you with a lender, saying you’re good for it. The more you put down, though, the lower your monthly mortgage payments will be.

No Private Mortgage Insurance on VA Loans

Even if you put nothing down, you don’t have to pay for private mortgage insurance with a VA loan. The VA will vouch for you on this front, too, and your lender can go to the VA if you have trouble making your payments.

No Prepayment Penalties

You can pay off a VA loan early with no penalties, which is not the case with most other loans.

Limited Closing Costs

The VA limits the amount that a lender can charge you in closing costs. As a result, using your VA loan typically means you’re paying less in closing costs than you would with another type of loan.

Are You Buying a Loft or Condo in DTLA?

Call us at 213-254-7626 or get in touch with us online to start exploring your options when you want to buy a loft or condo in downtown Los Angeles.

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Posted in: Blog, Mortgages Tagged: Military, Mortgages, VA Loan

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Downtown Los Angeles Loft

213-254-7626
green@therandellegreengroup.com

Downtown LA Lofts & Condos
645 W. 9th St. #110-303
Los Angeles, Ca 90015

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