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Top Tips To Ensure Smooth Sailing With Your First Investment Property

Tips For The First Time Investor In DTLA Loft Purchase

Image Courtesy of Unsplash Article Courtesy of Katie Conroy Many people think primarily about passive income when they are considering their first investment property. It’s important to know that while that’s a realistic goal, there are several steps to take before you reach it. Read on as we explore the realities of becoming an investor, […]

Posted in: Arts District, Bars & Restaurants, Blog, Bunker Hill, Buyers, City West, Condo Los Angeles, Condos, Downtown LA Lofts, Downtown Los Angeles Lofts, Downtown Los Angeles Real Estate, Fashion District, Featured, Featured Blog Posts, Financial District, For Sale, Home Security, Lease, Little Tokyo, Mortgages, Moving, Moving & Packing, Neighborhoods, Real Estate Market Update, Retirement, Sellers, South Park, The Art's District, The Historic Core, Tips, Life Hacks & How-to

What Do Equifax, TransUnion and Experian Do?

How Credit Bureaus Report Your Credit

If you’re buying a loft or condo for sale in Little Tokyo, you’ll probably need to get a mortgage loan – but whether you’re able to or not depends largely on your credit score. Usually, lenders check your credit score through the three main credit bureaus: Equifax, TransUnion and Experian. They also look at your […]

Posted in: Credit, Mortgages Tagged: Credit, Equifax, Experian, FICO Score, Mortgages, TransUnion

How to Get Mortgage Preapproval From a Lender

How to Get Mortgage Preapproval From a Lender

If you’re buying a condo or loft for sale in Little Tokyo, you’ll probably need a mortgage loan – most people do. The first step in your home search should be getting preapproval for that loan. Here’s how. How to Get Mortgage Preapproval From a Lender After you’ve shopped around for the best rates and […]

Posted in: Blog, Mortgages Tagged: Buying a Home, Mortgage

7 Mortgage Terms You Need to Know

7 Mortgage Terms You Need to Know

When you’re buying a loft or condo in Downtown Los Angeles and using a mortgage (like most people do), you’re going to hear all kinds of industry terms. Here’s how to make sense of it all. 7 Mortgage Terms You Need to Know Check out these common terms: Amortization Appraisal Closing costs Earnest money Points […]

Posted in: Blog, Buyers, Mortgages Tagged: Amortization, Appraisal, Buying a Condo, Buying a Home, Buying a Loft, Closing Costs, Dictionary, Earnest Money, Glossary, Mortgage, PMI, Points, Private Mortgage Insurance, Terms, Title Search

How Can You Calculate Your Own DTI?

How Can You Calculate Your Own DTI?

If you’re like many people buying a condo or loft for sale in Downtown Los Angeles, you know that a lender will look at your debt-to-income ratio, or DTI. But there’s a way to figure out your own DTI so you know exactly what your lender will be looking at. How Can You Calculate Your […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Debt-to-Income Ratio, DTI

High and Low Appraisals: What You Need to Know

High and Low Appraisals What You Need to Know

When you buy a condo or loft for sale in DTLA, your lender will probably require an appraisal. But what happens if the appraiser’s value doesn’t match the home’s sales price? Here’s what you need to know. Related: What is an appraisal in real estate? High and Low Appraisals: What You Need to Know An […]

Posted in: Blog, Buyers, Mortgages Tagged: Appraisal, Buying, Buying a Condo, Buying a Loft, DTLA, High Appraisal, Home Appraisal, Low Appraisal, Mortgages

3 Things Buyers Need to Know About Real Estate Appraisals

3 Things Buyers Need to Know About Real Estate Appraisals

When you make an offer on your DTLA condo or loft, your lender will most likely require an appraisal. As a buyer, these are the three things you need to know: You don’t get to choose the appraiser. You do have to pay for the appraisal. Your lender has to give you a copy of […]

Posted in: Blog, Buyers, Mortgages Tagged: Appraisal, Buying a Condo, Buying a Home, Buying a Loft, DTLA, Home Appraisal, Lenders, Mortgages

What is a Home Appraisal?

What is a Home Appraisal

When you buy a condo or loft for sale in DTLA, your lender will most likely require a home appraisal – and you have to pay for it. But what is a home appraisal, and how much does it cost? What is a Home Appraisal? A home appraisal is an official estimate of a home’s […]

Posted in: Blog, Buyers, Mortgages Tagged: Appraisal, Buying, Buying a Condo, Buying a Loft, First-Time Buyers, Home Appraisal, Lenders, Mortgages

2019 Mortgage Advice

2019 Mortgage Advice

If you’re like most buyers, it’s been a while since you last dove into the housing market. Maybe you’re looking for your first condo for sale in DTLA, or maybe you’re buying your second, third or subsequent place – but no matter what you’re doing, it’s safe to say that the mortgage market has changed […]

Posted in: Blog, Buyers, Mortgages, Tips, Life Hacks & How-to Tagged: 2019, Advice, Buying a Home, Mortgage

What is Loan-to-Value Ratio When You Buy a Condo or Loft in Downtown Los Angeles?

What is Loan-to-Value Ratio When You Buy a Condo or Loft in Downtown Los Angeles

When you buy a condo or loft for sale in DTLA, you’re probably going to need a mortgage loan to do it – and that’s perfectly normal. However, it does mean that you’ll have a lender looking at loan-to-value ratio, and that LTV plays a role in what kind of rate you’ll get on your […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Loan to Value Ratio, LTV, Mortgage

Understanding PMI

Understanding PMI

When you buy a loft or condo for sale in DTLA with less than 20% down, you’re most likely going to have to buy private mortgage insurance. But what is private mortgage insurance, and when can you stop paying it? Understanding PMI: What is Private Mortgage Insurance? Private mortgage insurance is money you pay out […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Mortgage, PMI, Private Mortgage Insurance

3 Common Mortgage Questions, Answered

3 Common Mortgage Questions, Answered

When you’re buying a loft or condo for sale in DTLA, you’ll most likely have to get a mortgage loan – most of us do! But that means you’ll probably have plenty of questions for your lender. Check out these three common mortgage questions so you know what you’re getting into. 3 Common Mortgage Questions, […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Mortgage

How Much Are Closing Costs When You Buy a Condo in Downtown Los Angeles?

How Much Are Closing Costs When You Buy a Condo in Downtown Los Angeles

The term closing costs refers to the amount of money you have to pay before you can sign the dotted line that makes a condo or loft yours. If you’re buying a condo in DTLA, you’ll end up paying some closing costs – unless, of course, the seller agrees to pay them for you. It’s […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Closing Costs

Mortgage Terms You Need to Know in 2019

Mortgage Terms You Need to Know in 2019

When you’re buying a condo or loft for sale in DTLA, there’s a pretty good chance that you’ll need a mortgage loan to do it. Most of us do! But the mortgage world is filled with alien terms. Here’s a quick list of mortgage terms you need to know this year if you intend to […]

Posted in: Blog, Mortgages Tagged: 2019, Buying a Home, Mortgage, Payments

What You Need to Know About Adjustable-Rate Mortgages

What You Need to Know About Adjustable-Rate Mortgages

You’ve heard about adjustable-rate mortgages, but if you’re like many people, you don’t know a whole lot about them. Adjustable-rate mortgages, or ARMs, can be a good choice for some people. Are you one of them? What You Need to Know About Adjustable-Rate Mortgages An ARM, which is also called a variable-rate mortgage, is a […]

Posted in: Blog, Buyers, Mortgages Tagged: Adjustable-Rate Mortgage, ARM, Buying a Home, Mortgage, Payments

Should You Pay Off Your Mortgage As Quickly As You Can?

Should You Pay Off Your Mortgage As Quickly As You Can

If you’re buying a condo for sale in DTLA and getting a 30-year, fixed-rate mortgage, it feels like it makes sense to pay it off as quickly as possible. But is that the right choice? Not always. Here’s what you need to know. Should You Pay Off Your Mortgage As Quickly As You Can? If […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Mortgage, Payments

Big Mortgage Myths, Busted

Big Mortgage Myths, Busted

When you’re buying a condo or loft in DTLA, it’s safe to say you’ll need a mortgage loan to do it. Most people do. But don’t fall for these three big mortgage myths that suck most people in. 3 Big Mortgage Myths, Busted Interest rates are the same as APR You’ll make out big on […]

Posted in: Blog, Buyers, Mortgages Tagged: APR, Interest Rate, Mortgages, Myths, Taxes

How to Get a Mortgage if You’re Self-Employed

How to Get a Mortgage if You're Self-Employed

Getting a mortgage to buy a condo or loft in DTLA is tough when you’re a freelancer or business owner. Here’s what you need to do to get a mortgage. How to Get a Mortgage if You’re Self-Employed Show that you make a profit Prove your income is stable Show that you have plenty of […]

Posted in: Blog, Buyers, Mortgages Tagged: Income, Mortgage, Profit, Savings, Self-Employed

What is Private Mortgage Insurance, or PMI?

What is Private Mortgage Insurance, or PMI

If you’re buying a loft or condo for sale in DTLA, you’ll probably need a mortgage loan to do it. Most people do. And you may also need to pay for private mortgage insurance. But what is private mortgage insurance, and why would you have to buy it? What is Private Mortgage Insurance? Private mortgage […]

Posted in: Blog, Buyers, Mortgages Tagged: Mortgages, PMI, Private Mortgage Insurance

3 Credit Myths That Might Hurt Your Chances of Buying a Loft or Condo

3 Credit Myths That Might Hurt Your Chances of Buying a Loft or Condo

If you’re like most people who want to buy a loft or condo for sale in DTLA, you know that you’ll need a mortgage loan to do so. But these three persistent credit myths could be hurting your chances of qualifying for the best terms and rates. 3 Credit Myths That Might Hurt Your Chances […]

Posted in: Blog, Buyers, Credit, Mortgages Tagged: Buying a Condo, Buying a Home, Buying a Loft, Credit, Mortgages, Myths

3 Great Pieces of Mortgage Advice

3 Great Pieces of Mortgage Advice

If you’re buying a condo for sale in DTLA, you’ll probably need a mortgage – most people do. But here’s some mortgage advice you probably haven’t heard. 3 Pieces of Mortgage Advice for Home Buyers Shop for the best interest rate Keep your payment under what you make in one check Make extra mortgage payments […]

Posted in: Blog, Buyers, Mortgages Tagged: Advice, How-To, Mortgage

How is Financing a Condo Different From Financing a House?

How is Financing a Condo Different From Financing a House

If you’re buying a condo for sale in DTLA, you need to know that financing one is a lot different from financing a single-family home. Even if this isn’t the first condo you’ve purchased, here’s a quick refresher that can help you understand how financing a condo is different from financing a single-family house. How […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Condo, Financing, Mortgage

What Goes Into Closing Costs?

What Goes Into Closing Costs

Buying a condo or loft for sale in DTLA, for most people, means taking out a loan and sitting down at the closing table… and paying closing costs. But what goes into closing costs, and how much will they run you on closing day? What Goes Into Closing Costs? Your closing costs include several fees […]

Posted in: Blog, Mortgages Tagged: Buying a Home, Closing Costs, Fees, Mortgages

VA Loan Benefits When You Buy a Loft or Condo in DTLA

VA Loan Benefits When You Buy a Loft or Condo in DTLA

If you’re a veteran or current service member of the U.S. Armed Forces, you could qualify for a VA loan – but what are the benefits when you’re buying a condo or loft in DTLA? VA Loan Benefits When You Buy a Loft or Condo in DTLA VA loans come with several benefits attached, and […]

Posted in: Blog, Mortgages Tagged: Military, Mortgages, VA Loan

What is DTI When You Buy a Loft or Condo in Downtown LA?

What is DTI When You Buy a Loft or Condo in Downtown LA

If you’re like most people buying a loft or condo in downtown Los Angeles, you know you’ll need a mortgage loan to get the cash – but in order to do that, you have to have the right debt-to-income ratio, or DTI. But what is DTI, and how can you figure out what yours is? […]

Posted in: Blog, Mortgages Tagged: Buying a Home, Debt-to-Income Ratio, DTI

What is Mortgage Insurance?

What is Mortgage Insurance

If you’re buying a loft or condo for sale in DTLA, you know that you’ll need to come up with a down payment – but what happens if it’s not the full 20 percent most lenders want? You’ll have to buy mortgage insurance. But what is mortgage insurance, and how much will it cost you? […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Insurance, Mortgages

How to Figure Out How Much House You Can Afford

How to Figure Out How Much House You Can Afford

If you’re like most people buying a condo or loft in DTLA, you want to know how much home you can afford. One way to figure it out is to get preapproval from a lender; that way, you’ll know how much you’re likely to get approved for. But there’s more to it than that. Just […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Mortgages

VA Loan Requirements

VA-Loan-Requirements

If you’re thinking about buying a condo or loft in DTLA using a VA home loan, here’s what you need to know about qualifying. VA Loan Requirements The VA has very specific requirements on who can qualify for this type of loan. Here’s a quick run-down – ask yourself these questions: Are you active duty? […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Military, Mortgages, VA Loan

How to Reduce Closing Costs on a Loft or Condo in DTLA

How to Reduce Closing Costs on a Loft or Condo in DTLA

When you buy a condo or loft in downtown Los Angeles, there are a few things you can do to reduce your closing costs. Here they are: Compare the costs between lenders Evaluate your loan estimate Negotiate fees with your lender How to Reduce Closing Costs on a Loft or Condo in DTLA Compare Costs […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Credit, Mortgage

What Does a Mortgage Payment Consist Of?

What Does a Mortgage Payment Consist Of

Buying a loft or condo for sale in DTLA? Here’s what you need to know about what goes into those monthly mortgage payments you’ll be making. What Does a Mortgage Payment Consist Of? A mortgage payment – the money you send to your lender every month to repay your home loan – gets broken up […]

Posted in: Blog, Buyers, Mortgages Tagged: Financing, Mortgages, Payments

Fixed-Rate vs. Adjustable-Rate Mortgages

Fixed-Rate vs. Adjustable-Rate Mortgages

When you’re buying a condo or loft in DTLA, you’ll have a few choices on what type of mortgage loan you get. For some people, fixed-rate is the best choice; for others, adjustable-rate is best. But what are the differences? Here’s what you need to know. What is a Fixed-Rate Mortgage? In a fixed-rate mortgage, […]

Posted in: Blog, Buyers, Mortgages Tagged: Adjustable-Rate Mortgage, Buying a Home, Fixed-Rate Mortgage

When You Can Lose Your Earnest Money Deposit on a Loft or Condo in DTLA?

When You Can Lose Your Earnest Money Deposit on a Loft or Condo in DTLA

If you’re buying a condo or loft in DTLA, you’ll have to put down an earnest money deposit – and in many cases, if you back out of the transaction for legitimate reasons, you’ll get it right back. But there are a few cases in which you won’t get your earnest money deposit back, including: […]

Posted in: Blog, Buyers, Mortgages Tagged: Deposit, Earnest Money

What is Mortgage Preapproval?

What is Mortgage Preapproval

If you’re buying a loft for sale in DTLA, your first step is to get mortgage preapproval – and here’s why. What is Mortgage Preapproval? Mortgage preapproval is essentially a lender telling you, “Ok, as long as your financial situation doesn’t change between now and the time you officially apply for a mortgage loan, we […]

Posted in: Blog, Mortgages Tagged: Mortgage, Preapproval

3 Myths About Mortgages That Most People Believe

3 Myths About Mortgages That Most People Believe

If you’re buying a condo or loft for sale in DTLA, you’ll most likely need a mortgage – most people do. But these are three persistent myths about mortgages that you should know before you start applying. 3 Myths About Mortgages That Most People Believe The biggest three myths about mortgages are: Co-borrowers get rates […]

Posted in: Blog, Buyers, Mortgages Tagged: Adjustable-Rate, Co-Borrower, Fixed-Rate, Interest Rates, Mortgage, Myths

How to Estimate How Much House You Can Afford

How to Estimate How Much House You Can Afford

Most people buying a loft in DTLA have to crunch some numbers to figure out how much home they can afford – even if they’re currently renting, because owners incur different costs than renters do. So how do you estimate how much house you can afford? How to Estimate How Much House You Can Afford […]

Posted in: Blog, Buyers, Mortgages Tagged: Budget, Buying a Home, Mortgages

What is an FHA Loan?

What is an FHA Loan

If you’re buying a DLTA loft or condo for sale, you’ll most likely need a mortgage loan – and you’re not alone. Most people don’t have enough cash sitting around to buy a home with no mortgage. One of your options is an FHA loan. What is an FHA Loan? An FHA loan is a […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, FHA Loans, Mortgages

What Are Conventional Loans?

What Are Conventional Loans

If you’re like most people buying a loft or condo for sale in DTLA, you know you’ll need a mortgage – but what kinds of options do you have? Today we’re talking about conventional loans. What Are Conventional Loans? A conventional loan is a loan made by a lender to a borrower. It’s not backed […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Conventional Loans, Mortgages

What Goes Into Your Credit Score?

What Goes Into Your Credit Score

If you’re buying a loft or condo for sale in DTLA, you’ll probably need a mortgage – most people do. And that means you need the best possible credit score; that way, you’ll qualify for the best rates and terms. In order to raise your credit score, you have to first understand it. But what […]

Posted in: Blog, Buyers, Credit, Mortgages Tagged: Buying a Home, Credit Score

What Credit Score Do You Need to Buy a Home?

What Credit Score Do You Need to Buy a Home

If you’re buying a loft or condo for sale in DLTA, you know that your credit score is important – but what credit score do you need to buy a home? Here’s the scoop. What Credit Score Do You Need to Buy a Home? It’s really important to check your credit score before you start […]

Posted in: Blog, Buyers, Credit, Mortgages Tagged: Buying a Home, Credit Scores

Talk To Randelle Right Now!

Randelle Green
Have a question? Give me a call at 213-254-7626, or you can click my photo for more options to call or email and I will contact you right away.

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Downtown Broker/Realtor Randelle Green

Barker Block Sales (Over $10.5m SOLD) *6 Yr Personal Sales Totals!!

Veteran DTLA Broker Randelle Green’s personal sales totals (representing Sellers and Buyers) in less than 6 years at the renowned Barker Block (The King of The Arts District). Leading the way through one of Downtown’s most impressive and popular warehouse loft complexes. Looking to Buy or Sell, you know who to call! The RandelleGreen Group……I […]

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Downtown LA Lofts & Condos

213-254-7626
green@therandellegreengroup.com

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Downtown LA Lofts and Condos

213-254-7626
green@therandellegreengroup.com

Downtown LA Lofts & Condos
Los Angeles, Ca 90015

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