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Before You Buy a Condo in Downtown LA…

Before You Buy a Condo - DTLA Condos for Sale

When you’re buying a condo for sale in Los Angeles, you’ll most likely have to be part of a homeowners’ association. (Learn about HOAs here.) Before you buy in a particular building, though, you need to: Become familiar with the HOA’s rules Decide whether you can live with the HOA’s rules Determine how much the […]

Posted in: Blog, Buyers Tagged: Buying a Home, Homeowners Associations

How to Get Mortgage Preapproval From a Lender

How to Get Mortgage Preapproval From a Lender

If you’re buying a condo or loft for sale in Little Tokyo, you’ll probably need a mortgage loan – most people do. The first step in your home search should be getting preapproval for that loan. Here’s how. How to Get Mortgage Preapproval From a Lender After you’ve shopped around for the best rates and […]

Posted in: Blog, Mortgages Tagged: Buying a Home, Mortgage

What is Title Insurance?

What is Title Insurance - DTLA Condos

If you’re buying a condo in DTLA, you’ll most likely have to buy title insurance – but what is it, and why do you need it? What is Title Insurance? Title insurance is something that buyers have to purchase, and it all starts with a title search. During a title search, a title company looks […]

Posted in: Blog, Buyers Tagged: Buying a Home, Title Insurance

How to Check Your Credit Before You Buy a Condo in DTLA

How to Check Your Credit Before You Buy a Condo in DTLA

If you’re buying a DTLA condo for sale, it’s a good idea to check your credit before you start applying for mortgages. That’s because the higher your credit score is, the better interest rates you’ll qualify for – so it pays to see exactly where you stand. But where do you start? How to Check […]

Posted in: Blog Tagged: Buying a Home, Credit, Financing

What is a VA Loan?

What is a VA Loan - Buy a Condo in LA

If you’re like many people, you’ve heard of VA loans – but what are they, and who can use them? What is a VA Loan? A VA loan is a loan that’s guaranteed by the U.S. Veterans Affairs – it doesn’t actually come from the VA. Having the VA’s guarantee on these loans allows lenders […]

Posted in: Blog, Buyers Tagged: Buying a Home, Financing, VA Loan

3 Habits Successful Homebuyers Share

3 Habits Sucessful Homebuyers Share

If you’re buying a loft for sale in DTLA, here’s are three habits you should try to get into. 3 Habits Sucessful Homebuyers Share Check out these three habits that successful homebuyers share: Skip the indulgences in favor of saving a down payment Make regular deposits into savings just for your home Stay on top […]

Posted in: Blog, Buyers Tagged: Buyers, Buying a Condo, Buying a Home, Buying a Loft, Credit, Down Payment, Savings

7 Mortgage Terms You Need to Know

7 Mortgage Terms You Need to Know

When you’re buying a loft or condo in Downtown Los Angeles and using a mortgage (like most people do), you’re going to hear all kinds of industry terms. Here’s how to make sense of it all. 7 Mortgage Terms You Need to Know Check out these common terms: Amortization Appraisal Closing costs Earnest money Points […]

Posted in: Blog, Buyers, Mortgages Tagged: Amortization, Appraisal, Buying a Condo, Buying a Home, Buying a Loft, Closing Costs, Dictionary, Earnest Money, Glossary, Mortgage, PMI, Points, Private Mortgage Insurance, Terms, Title Search

Ready to Buy a Home? Ask Yourself These Questions First

Ready to Buy a Home - Ask Yourself These Questions First

If you’re pretty sure you’re ready to buy a loft or condo in DTLA, here’s what you need to ask yourself first. Ready to Buy a Home? Ask Yourself These Questions First Is there enough money in my bank account? How much debt do I have? How long do I plan to stay in my […]

Posted in: Blog, Buyers Tagged: Buying a Home, Debt, Job, Money, Savings

What is Escrow When You Buy or Sell a Loft or Condo in DTLA?

What is Escrow When You Buy or Sell a Loft or Condo in DTLA

When you buy or sell a condo or loft in DTLA, you’ll have to deal with escrow – but what is it, and how does it protect you? What is Escrow When You Buy or Sell a Loft or Condo in DTLA? In a real estate transaction, the term “escrow” refers to a secure area […]

Posted in: Blog, Buyers, Sellers Tagged: Buying a Home, Contingencies, Earnest Money, Escrow, Purchase Contract, Real Estate Purchase Contract, Selling a Home

Let’s Talk About Title Insurance

Let's Talk About Title Insurance

When you buy a condo or loft for sale in Downtown Los Angeles, you’ll need title insurance – particularly if you’re working with a mortgage lender. (Mortgage lenders require you to buy a title insurance policy for them.) Title Insurance Basics What is title insurance, how much does it cost, and why do you need […]

Posted in: Blog, Buyers Tagged: Buying a Home, Title Insurance

3 Things All First-Time Buyers Need to Know

3 Things All First-Time Buyers Need to Know

When you’re searching for a condo or loft for sale in DTLA – especially if it’s your first time buying a home or if it’s been a while since the last time you purchased a home – these are three things you absolutely must know. 3 Things All First-Time Buyers Need to Know Your DTLA […]

Posted in: Blog, Buyers Tagged: Buying a Home, First-Time Buyers

How Can You Calculate Your Own DTI?

How Can You Calculate Your Own DTI?

If you’re like many people buying a condo or loft for sale in Downtown Los Angeles, you know that a lender will look at your debt-to-income ratio, or DTI. But there’s a way to figure out your own DTI so you know exactly what your lender will be looking at. How Can You Calculate Your […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Debt-to-Income Ratio, DTI

What to Look for on a Walk-Through

What to Look for on a Walk-Through

When you’re buying a condo or loft for sale in DTLA, you’ll walk through several with your agent. Here’s what to look for on a walk-through: Leaks Bulges in flooring Water stains Wood quality What to Look for on a Walk-Through You’ll eventually hire a home inspector when you find a condo or loft you […]

Posted in: Blog, Buyers Tagged: Bulges, Buying a Condo, Buying a Home, Buying a Loft, Carpet, Hardwood Flooring, Home Inspection, Home Inspections, Sinks, Toilets, Walk-Through, Water Leaks, Wood Quality, Wood Rot

How Long Should You Wait to Make an Offer?

How Long Should You Wait to Make an Offer

When you’re buying a loft for sale in DTLA, you’re going to see something you love – and you’re going to want to make an offer. So how long should you wait, and what’s the secret behind the timing? Here’s what you need to know. How Long Should You Wait to Make an Offer? When […]

Posted in: Blog, Buyers Tagged: Buying a Condo, Buying a Home, Buying a Loft, Offer

Should You Make an Offer Below Asking Price?

Should You Make an Offer Below Asking Price

When you’re buying a condo for sale in Downtown Los Angeles, your real estate agent will most likely talk to you about making an offer on your dream home. So should you make an offer that’s below asking price? In some cases, it’s the right thing to do. Here’s what you need to know. Should […]

Posted in: Blog, Buyers Tagged: Buying a Condo, Buying a Home, Buying a Loft, Offer

3 Things That Affect Home Prices in DTLA

3 Things That Affect Home Prices in DTLA

When you’re buying a condo for sale in Downtown Los Angeles, you might be surprised at the prices you see. So what really affects home prices in DTLA? 3 Things That Affect Home Prices in DTLA Three big factors that affect home prices are: What’s happening in the housing market The condo’s location Other condos […]

Posted in: Blog, Buyers Tagged: Buying a Condo, Buying a Home, Buying a Loft, Comparable Condos, Comps, Home Prices, Location, Market Conditions

What’s Your Due Diligence in Real Estate?

What's Your Due Diligence in Real Estate

A common real estate term you’ll hear when you’re buying or selling a condo in DTLA is “due diligence.” But what is due diligence, and what does it include? What’s Your Due Diligence in Real Estate? Due diligence just means doing your homework. In real estate, it means that you and your Realtor have explored […]

Posted in: Blog, Buyers Tagged: Buying a Condo, Buying a Home, Buying a Loft, Due Diligence

3 Things Buyers Need to Know About Real Estate Appraisals

3 Things Buyers Need to Know About Real Estate Appraisals

When you make an offer on your DTLA condo or loft, your lender will most likely require an appraisal. As a buyer, these are the three things you need to know: You don’t get to choose the appraiser. You do have to pay for the appraisal. Your lender has to give you a copy of […]

Posted in: Blog, Buyers, Mortgages Tagged: Appraisal, Buying a Condo, Buying a Home, Buying a Loft, DTLA, Home Appraisal, Lenders, Mortgages

What is an “As-Is” Home?

What is an As-Is Home

When you’re searching for DTLA lofts and condos for sale, you’ll find some listed “as-is.” But what is an “as-is” home, and how would it impact your decision to buy? What is an “As-Is” Home? Real estate agents list homes “as-is” when the seller doesn’t want to make any repairs or upgrades in order to […]

Posted in: Blog, Buyers Tagged: As-Is, Buying a Condo, Buying a Home, Buying a Loft, Closing Disclosures, Home Inspection, inspection

2019 Mortgage Advice

2019 Mortgage Advice

If you’re like most buyers, it’s been a while since you last dove into the housing market. Maybe you’re looking for your first condo for sale in DTLA, or maybe you’re buying your second, third or subsequent place – but no matter what you’re doing, it’s safe to say that the mortgage market has changed […]

Posted in: Blog, Buyers, Mortgages, Tips, Life Hacks & How-to Tagged: 2019, Advice, Buying a Home, Mortgage

3 “What-If”s You’ll Encounter When You Buy a Condo in DTLA

3 What-Ifs You'll Encounter When You Buy a Condo in DTLA

Most people get a case of the pre-buying jitters when a seller accepts their offer – and that’s totally normal. Here’s a quick list of the “what-if”s that might be plaguing you – and how to deal. 3 “What-If”s You’ll Encounter When You Buy a Condo in DTLA It’s totally normal to get excited about […]

Posted in: Blog, Buyers Tagged: Buying a Home, Condos, What-Ifs

Can You Get Out of Your Contract if You’re Buying a Condo?

Can You Get Out of Your Contract if You're Buying a Condo

Sometimes you’re excited to buy a condo and something happens… and suddenly, you know that buying it isn’t the right choice for you. But is there a way to get out of a real estate purchase contract if you’re buying a condo and already halfway through the process? Can You Get Out of Your Contract […]

Posted in: Blog, Buyers Tagged: Buying a Home, Contract, Earnest Money, Real Estate Purchase Contract

When Should You Visit a Condo Building Before You Buy?

When Should You Visit a Condo Building Before You Buy

When you’re buying a loft or condo for sale in DTLA, it’s essential that you visit the building at various times of day. That’s not so you can keep seeing the unit you want to buy – it’s so that you can see what happens around the area and in the building when you’re likely […]

Posted in: Blog, Buyers Tagged: Buying a Home, Home Tours

When Should You Give Up on a Condo?

When Should You Give Up on a Condo

It’s happened to all of us – we find a great condo that we love, but something big comes up and shakes our confidence in it. But when should you give up on a condo, and when should you stick it out because you love it? When Should You Give Up on a Condo? There […]

Posted in: Blog, Buyers, Condos, Tips, Life Hacks & How-to Tagged: Buying a Home

Will Your Neighbors Drive You Nuts?

Will Your Neighbors Drive You Nuts

Before you buy a condo or loft for sale in DTLA, you have to familiarize yourself with the neighborhood – you don’t want to be on the hook for a home that just isn’t compatible with your lifestyle. And one thing you need to look at is whether your neighbors are likely to drive you […]

Posted in: Blog, Buyers Tagged: Buying a Home, Neighbors

How Do You Know if the Condo Building You Want to Live in is a Good Buy?

How Do You Know if the Condo Building You Want to Live in is a Good Buy

If you’re like a lot of people buying a condo or loft for sale in DTLA, you want to make sure you’re making a good investment – but what are the signs you should head for the hills? Check out this guide to make an informed decision. How Do You Know if the Condo Building […]

Posted in: Blog, Buyers, Condos Tagged: Buying a Home, Condo, Neighbors

What is Loan-to-Value Ratio When You Buy a Condo or Loft in Downtown Los Angeles?

What is Loan-to-Value Ratio When You Buy a Condo or Loft in Downtown Los Angeles

When you buy a condo or loft for sale in DTLA, you’re probably going to need a mortgage loan to do it – and that’s perfectly normal. However, it does mean that you’ll have a lender looking at loan-to-value ratio, and that LTV plays a role in what kind of rate you’ll get on your […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Loan to Value Ratio, LTV, Mortgage

Understanding PMI

Understanding PMI

When you buy a loft or condo for sale in DTLA with less than 20% down, you’re most likely going to have to buy private mortgage insurance. But what is private mortgage insurance, and when can you stop paying it? Understanding PMI: What is Private Mortgage Insurance? Private mortgage insurance is money you pay out […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Mortgage, PMI, Private Mortgage Insurance

3 Common Mortgage Questions, Answered

3 Common Mortgage Questions, Answered

When you’re buying a loft or condo for sale in DTLA, you’ll most likely have to get a mortgage loan – most of us do! But that means you’ll probably have plenty of questions for your lender. Check out these three common mortgage questions so you know what you’re getting into. 3 Common Mortgage Questions, […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Mortgage

How Much Are Closing Costs When You Buy a Condo in Downtown Los Angeles?

How Much Are Closing Costs When You Buy a Condo in Downtown Los Angeles

The term closing costs refers to the amount of money you have to pay before you can sign the dotted line that makes a condo or loft yours. If you’re buying a condo in DTLA, you’ll end up paying some closing costs – unless, of course, the seller agrees to pay them for you. It’s […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Closing Costs

Mortgage Terms You Need to Know in 2019

Mortgage Terms You Need to Know in 2019

When you’re buying a condo or loft for sale in DTLA, there’s a pretty good chance that you’ll need a mortgage loan to do it. Most of us do! But the mortgage world is filled with alien terms. Here’s a quick list of mortgage terms you need to know this year if you intend to […]

Posted in: Blog, Mortgages Tagged: 2019, Buying a Home, Mortgage, Payments

What You Need to Know About Adjustable-Rate Mortgages

What You Need to Know About Adjustable-Rate Mortgages

You’ve heard about adjustable-rate mortgages, but if you’re like many people, you don’t know a whole lot about them. Adjustable-rate mortgages, or ARMs, can be a good choice for some people. Are you one of them? What You Need to Know About Adjustable-Rate Mortgages An ARM, which is also called a variable-rate mortgage, is a […]

Posted in: Blog, Buyers, Mortgages Tagged: Adjustable-Rate Mortgage, ARM, Buying a Home, Mortgage, Payments

Should You Pay Off Your Mortgage As Quickly As You Can?

Should You Pay Off Your Mortgage As Quickly As You Can

If you’re buying a condo for sale in DTLA and getting a 30-year, fixed-rate mortgage, it feels like it makes sense to pay it off as quickly as possible. But is that the right choice? Not always. Here’s what you need to know. Should You Pay Off Your Mortgage As Quickly As You Can? If […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Mortgage, Payments

Common Real Estate Terms

Common Real Estate Terms

If you’re buying a condo or loft for sale in DTLA, here’s a list of common real estate terms you need to know first. Common Real Estate Terms Active Listing An active listing is a home that’s for sale because it doesn’t have an accepted offer. Bidding War A bidding war occurs when two or […]

Posted in: Blog, Buyers Tagged: active listing, Bidding War, Buying a Condo, Buying a Home, Buying a Loft, Contingencies, disclosures, inspection, Open House, Title

3 Terms You Need to Know Before You Buy a Condo or Loft

3 Terms You Need to Know Before You Buy a Condo or Loft

When you’re buying a loft or condo for sale in DTLA, you need to know a few real estate terms. Here they are. 3 Terms You Need to Know Before You Buy a Condo or Loft Active listing Contingencies Disclosures Active Listing An active listing is one that’s actually for sale. You can make an […]

Posted in: Blog, Buyers Tagged: active listing, Buying a Condo, Buying a Home, Buying a Loft, Contingencies, disclosures

Why You Should Buy a Loft or Condo Like You Have Kids

Why You Should Buy a Loft or Condo Like You Have Kids

When you’re looking for a loft or condo for sale in DTLA, pretend you have kids – even if you don’t. Here’s why. Why You Should Buy a Loft or Condo Like You Have Kids Even if you don’t have children, you have to think long-term. But we’re not talking about your long-term. We’re talking […]

Posted in: Blog, Buyers Tagged: Buying a Condo, Buying a Home, Buying a Loft, Schools

3 Credit Myths That Might Hurt Your Chances of Buying a Loft or Condo

3 Credit Myths That Might Hurt Your Chances of Buying a Loft or Condo

If you’re like most people who want to buy a loft or condo for sale in DTLA, you know that you’ll need a mortgage loan to do so. But these three persistent credit myths could be hurting your chances of qualifying for the best terms and rates. 3 Credit Myths That Might Hurt Your Chances […]

Posted in: Blog, Buyers, Credit, Mortgages Tagged: Buying a Condo, Buying a Home, Buying a Loft, Credit, Mortgages, Myths

Let’s Talk About Earnest Money

Let's Talk About Earnest Money

If you’re buying a loft or condo for sale in DTLA, you probably already know you need an earnest money deposit – but what is earnest money, and where does it go once you buy the home? Let’s Talk About Earnest Money This guide covers: What is Earnest Money? How Much is an Earnest Money […]

Posted in: Blog, Buyers Tagged: Buying a Home, Deposit, Earnest Money, Good Faith Deposit

What is Escrow, and How Does It Work?

What is Escrow, and How Does It Work

If you’re buying a loft or condo for sale in DTLA, some of your money – including your earnest money deposit – will be held in escrow. But what is escrow, and how does it work? What is Escrow, and How Does It Work? Escrow is a secure place to store an earnest money check, […]

Posted in: Blog Tagged: Buying a Home, Escrow

Let’s Talk About Home Inspections

Let's Talk About Home Inspections

When you’re buying a loft or condo for sale in DTLA, you’ll have a home inspection. The inspection is one of the most important parts of your transaction. Here’s why. What is a Home Inspection? A home inspection, performed by a legitimate home inspector, is an essential part of buying a new place to live. […]

Posted in: Blog, Buyers Tagged: Buying a Home, Home Inspections

What Does a Home Inspector Look For?

What Does a Home Inspector Look For

When you buy a condo for sale in DTLA, you’ll hire a home inspector to check things out before you sign the dotted line. But what does a home inspector look for? You might be surprised. What Does a Home Inspector Look For? Home inspectors look at about 1,600 items around your future living space. […]

Posted in: Blog, Buyers Tagged: Buying a Home, Home Inspections

What You Need to Know About House-Hunting

What You Need to Know About House-Hunting

If you’re buying a loft or condo for sale in DTLA, here’s what you need to know about house-hunting before you start looking. 3 Things You Need to Know About House-Hunting Online photos can be deceiving Buying a home takes time and patience You might have to make some trade-offs Online Photos Can Be Deceiving […]

Posted in: Blog, Buyers Tagged: Buying a Home, House-Hunting

Need to Buy a Home Before the Holidays?

Need to Buy a Home Before the Holidays

If you’re looking for a home before the holidays, there’s still time – and you might even still have time to unpack before you welcome carolers to your front door. Sure, the process of buying a loft or condo in DTLA can take a long time… but with these tips, you can purchase a home […]

Posted in: Blog, Buyers Tagged: Buying a Home

What Are CC&Rs?

What Are CC&Rs

If you’re buying a condo for sale in DTLA, you’ll have to be part of a condo owners’ association – and condo owners’ associations have rules, called CC&Rs, that you have to follow. What Are CC&Rs? CC&Rs, short for covenants, conditions, and restrictions, are rules that you have to abide by when you live in […]

Posted in: Blog, Buyers, Condos Tagged: Buying a Home, CC&Rs, Condos

Finding Out About a Condo Building’s Rental Policy

Finding Out About a Condo Building’s Rental Policy

If you’re buying a condo for sale in DTLA, one of the first things you should ask is what the building’s rental policy is. Here’s why. Finding Out About a Condo Building’s Rental Policy Most people prefer to buy a condo that’s predominantly owner-occupied. That means most of the units are occupied by their actual […]

Posted in: Blog, Buyers Tagged: Buying a Home, Condo

7 Questions You Need to Ask Before You Make an Offer on a Condo

7 Questions You Need to Ask Before You Make an Offer on a Condo

When you’re buying a condo for sale in DTLA, there are 7 questions you need to ask before you make an offer. 7 Questions You Need to Ask Before You Make an Offer on a Condo This isn’t a complete list, and your Realtor® can help you decide whether a particular condo is right for […]

Posted in: Blog, Buyers, Condos Tagged: Buying a Home, Condo

Why You Need a Realtor Who Specializes in Condos

Why You Need a Realtor Who Specializes in Condos

When you’re thinking about buying a condo for sale in DTLA, it pays to work with a Realtor® who specializes in them. Here’s why. Why You Need a Realtor Who Specializes in Condos Buying a condo is a lot different than buying any other type of property. It’s vastly different from a single-family home, a […]

Posted in: Blog, Buyers, Condos Tagged: Buying a Home, Condos

How to Decide if a Condo is Right for You

How to Decide if a Condo is Right for You

If you’re thinking about buying a condo for sale in DTLA, you have to ask yourself if it’s the right choice for you – and here’s what you need to consider. How to Decide if a Condo is Right for You Before you make such a big purchase, you have to decide whether a condo […]

Posted in: Blog, Buyers, Condos Tagged: Buying a Home, Condos

How is Financing a Condo Different From Financing a House?

How is Financing a Condo Different From Financing a House

If you’re buying a condo for sale in DTLA, you need to know that financing one is a lot different from financing a single-family home. Even if this isn’t the first condo you’ve purchased, here’s a quick refresher that can help you understand how financing a condo is different from financing a single-family house. How […]

Posted in: Blog, Buyers, Mortgages Tagged: Buying a Home, Condo, Financing, Mortgage

What Goes Into Closing Costs?

What Goes Into Closing Costs

Buying a condo or loft for sale in DTLA, for most people, means taking out a loan and sitting down at the closing table… and paying closing costs. But what goes into closing costs, and how much will they run you on closing day? What Goes Into Closing Costs? Your closing costs include several fees […]

Posted in: Blog, Mortgages Tagged: Buying a Home, Closing Costs, Fees, Mortgages

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